Partnering with RMCLT in homeownership gives you all of the benefits of traditional homeownership plus:

• Affordable monthly housing payments — we make an investment of at least 20% in the property, ensuring your monthly housing payment is more affordable.

• Safe mortgages — we require 30-year, fixed-rate mortgages — there are no balloon payments or sub-prime mortgages.

• Reasonable down payments — we require families to invest at least 1% of the purchase price or $1,000 (whichever is greater) towards the purchase price of their home.

• A safe way to build equity — don’t pay your landlord’s mortgage.  By paying your mortgage, you are building your own equity.