Housing Counseling

A HUD-approved Housing Counseling Agency since 2016

As a HUD-Approved Housing Counseling agency, we also provide support in the following areas:

In-Person Pre-purchase Workshops – learn about the purchase process from beginning to end. These classes are FREE! In-person classes are not available in the month of December 2020.

Online Pre-Purchase Workshops – learn about the purchase process from beginning to end in an online platform. CHFA is currently covering the fee for the online workshop. A certificate of completion is only issued after both Borrowers complete a one-hour Zoom session with a housing counselor. Click here to learn more.

Budget/Money management – get help tightening your budget from someone with the knowledge and tools to help you reach your goals!

Credit counseling – during these 1-on-1 counseling sessions we’ll go through your credit reports together, looking at rebuilding and protecting a rockin’ credit score!

Foreclosure intervention – are you unable to pay your mortgage payment and need to know what your options are? We’ll help you fill out the loss mitigation packet the correct way, working together to deal with your mortgage company. HUD statistics show when you have a housing counselor help with your loss mitigation packet, you are 283% more likely to receive a favorable outcome!

If you are interested in any of these, please email Randi@rmclt.org for information.